24-hour approvals · No post-audit shutdowns · Next-day funding

Simplify vendor payments
and event billing.

Collect booth fees and deposits, take payments online, split payouts to vendors automatically and invoice without spreadsheets, for markets, festivals, fairs and trade shows.

No hidden fees No minimums No contracts Cancel any time
Zinifly PaymentsPublished terms
Flat rate
2.9% + 30¢
Per transaction, same as Square and Stripe
Funding
Next day
Automatic deposits to your bank
Bonus allowances added to your plan
+5events / month
+50vendors
+2venues
Worth $300+/year at no extra chargeIncluded
Approved within 24 hours.
Start taking payments right away.
Why Zinifly Payments

All the payment features.
None of the restrictions.

Get the features you need without the hassles and surprises of traditional processors.

Competitive flat rates

The same rate as Square and Stripe. No surprises, no hidden fees, no rate increases.

  • Transparent pricing
  • No monthly minimums
  • No setup fees
  • No cancellation fees

Bonus features

Use Zinifly Payments and unlock extra events, vendors and venues on your plan at no extra charge.

  • +5 events per month
  • +50 vendors
  • +2 venues
  • $300+/year in value

Next-day funding

Get your money faster. Funds are deposited to your account the next business day.

  • Next business day deposits
  • Automatic transfers
  • No payout delays
  • Detailed transaction reports

24-hour approval

Start accepting payments quickly. No waiting days or weeks for account approval.

  • Seamless account activation
  • Process payments immediately
  • No lengthy application
  • Quick verification

No post-audit shutdowns

Never worry about surprise account closures or withheld funds.

  • No surprise shutdowns
  • No fund withholding
  • Fair review process
  • Account protection

Dedicated support

Real humans, fast responses. The team knows your marketplace and is here to help.

  • 24/7 email support
  • Phone support available
  • Knowledgeable team
  • Quick resolution times
How it compares

Zinifly Payments
next to the usual options.

Zinifly Payments is built for marketplace owners. The comparison below reflects each processor’s published terms at the time of writing.

FeatureZinifly PaymentsSquareStripePayPal
Processing rate 2.9% + 30¢ 2.9% + 30¢ 2.9% + 30¢ 3.49% + 49¢
Funding speed Next day Next day 2 days Instant (1% fee)
Approval time 24 hours Days Days to weeks Days
No post-audit shutdowns Yes No No No
Bonus events, vendors, venues Yes No No No
Monthly fees None None None None
Support 24/7 phone and email Email Email Email
Integrated with the platform Yes Connected Connected Connected

Square, Stripe and PayPal remain fully supported. You can connect any of them instead of, or alongside, Zinifly Payments.

The problem with traditional processors

Surprise shutdowns
and withheld funds.

Square and Stripe have a reputation for unexpected account reviews and held funds. Zinifly Payments was built to remove that risk for marketplace owners.

What organizers report
  • Surprise account shutdownsPost-audit reviews can close an account without warning, often months after you started processing, right when you need it most.
  • Funds held hostageWhen accounts are closed, funds are often withheld for 90 to 180 days or longer, crippling cash flow and leaving vendors unpaid.
  • Lengthy approval processApproval can take days or weeks. In that time you cannot accept payments or book vendors.
  • Poor customer supportEmail-only support with slow responses means problems linger for days.
Zinifly Payments

A better way
to get paid.

Built specifically to solve these problems. With 24-hour approvals, transparent policies and a commitment to never surprise you with an account shutdown, you can focus on growing your marketplace instead of worrying about your processor.

  • Approved within 24 hours
  • No post-audit shutdowns or withheld funds
  • Next-business-day funding
  • A person on the phone during business hours
PayoutsSample data
Booth fees collected
Saturday market
$4,150
Deposited to your bank
Next business day
Sent
Vendor payout splits
12 vendors
Automatic
Held funds
None
Get started

Three steps to
accepting payments.

Setting up Zinifly Payments is quick. Start accepting payments in minutes.

STEP 1

Sign up

Create your Zinifly account or add Zinifly Payments to your existing marketplace. It takes less than five minutes.

STEP 2

Get approved

Approval within 24 hours means you can start accepting payments right away. No waiting, no lengthy applications.

STEP 3

Start processing

Accept payments from vendors, get paid the next business day, and enjoy your bonus allowances.

Frequently asked questions

Everything about
Zinifly Payments.

Rates, funding, approvals and switching from another processor.

Something else? Email sales@zinifly.com or book a live demo.

What are the processing rates?

Zinifly Payments charges a flat rate of 2.9% + 30¢ per transaction, the same competitive rate as Square and Stripe. There are no monthly fees, setup fees or hidden charges.

What bonus features do I get?

When you use Zinifly Payments you automatically receive 5 additional events per month, 50 additional vendors and 2 additional venues on your plan at no extra cost. That is a value of $300+/year.

How fast do I get my money?

Funds are deposited to your bank account the next business day. No delays, no waiting weeks for your money.

Will my account be shut down unexpectedly?

Unlike Square and Stripe, we do not conduct surprise post-audit reviews that result in sudden account shutdowns. We work with you transparently and fairly, and we are committed to supporting your business long term.

How long does approval take?

Approval is quick. You can typically start accepting payments within 24 hours of signing up, with no lengthy applications or waiting periods.

Can I switch from Square or Stripe?

Yes. We will help you move your payment processing across, and you immediately get next-day funding, no post-audit shutdowns and the bonus allowances.

What types of payments can I accept?

All major credit and debit cards (Visa, Mastercard, American Express, Discover), plus digital wallets such as Apple Pay and Google Pay.

Is there a contract or commitment?

No. There are no contracts, no commitments and no cancellation fees. You can stop using Zinifly Payments at any time.

What support do you offer?

Email support around the clock and phone support during business hours from a team that knows your marketplace. No more waiting days for generic email responses.

How do I get started?

Sign up for Zinifly and select Zinifly Payments during setup. You will be approved within 24 hours and can start accepting payments within minutes.

A clear next step

Ready for better
payment processing?

Better rates, better service and better peace of mind for marketplace owners.

2.9% + 30¢ flat rate

No setup fees, no monthly fees, no contracts.

Next-day funding

Deposits arrive the next business day.

No post-audit shutdowns

Quick approval and bonus features included.

No credit card required 14-day free trial Cancel any time